Built for mobile retailers & small finance businesses

Secure every financed device. Recover with confidence.

PayNao brings customer onboarding, EMI tracking and managed device protection into one simple retailer workspace — helping finance retailers work with more visibility, control and confidence.

Simple retailer workflowDevice status visibilityEMI-focused operations
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Protection ActiveManaged device connected

Device Status ●

128
86Active
24Locked
18Attention
Action Hub
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CustomersManage records
₹
Collect EMIRecord payment
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Add DeviceNew finance
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Scan QRStart setup
Needs Attention
4 EMI accounts overdue
4 →
₹
₹18,450Collected today
One AppCustomers, devices & collections
Live StatusSee every device condition
Fast ActionsSimple retailer operations
Retailer FirstBuilt for daily finance work
The PayNao Platform

Everything a finance retailer needs. Nothing in the way.

A focused toolkit connecting the customer, payment schedule and financed device in one practical workflow.

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Customer & Device Workspace

Keep customer profiles, financed handset details and device states organised together.

Customer-first records →
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Remote Device Controls

Use authorised lock and unlock actions when a repayment situation needs device control.

Clear command visibility →
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EMI Management

Create schedules, record collections and keep payment history linked to every customer.

Track every instalment →
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QR Device Setup

Guide supported Android onboarding through a clean retailer-friendly setup flow.

Faster onboarding →
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Useful Device Signals

Bring supported connectivity, SIM and device status information into the retailer workspace.

Better support decisions →
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Smart Attention Centre

Surface overdue EMIs, locked devices and status exceptions so staff know what to act on first.

Work by priority →
How It Works

From financed sale to final EMI, one connected flow.

Setup, collection and supported device operations stay connected instead of being scattered across different tools.

01

Add Customer

Create the customer profile and link the financed handset.

02

Setup Device

Complete supported managed-device onboarding and confirm protection.

03

Manage EMIs

Track schedules, collections and payment history in one place.

04

Take Action

Use authorised device and support workflows when an account needs attention.

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Security by Design

Protection that stays part of the finance workflow.

PayNao is designed around managed-device operations, clear access control and visible device states — without turning the retailer app into a complicated IT console.

✓
Managed device protectionKeep financed devices connected to a controlled retailer workflow.
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Role-aware accessKeep retailer and administrative actions within their intended scope.
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Visible command statusMake important actions easier to understand and follow.
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Retailer-friendly recovery flowSupport practical recovery when an account or device needs attention.
Retailer Workspace

Simple enough for the shop floor. Powerful enough for daily finance.

A clean dashboard gives retailers the numbers and actions they need without complex menus.

Retailer Dashboard
🔔 Alerts Demo Retailer
Device Status128Total managed devices
Active Devices86Protection connected
Needs Attention18Review account/device state
Recent Device Activity
Samsung Galaxy A-seriesActive
Redmi Note SeriesLocked
OnePlus Nord SeriesActive
Collection Snapshot
Collected Today₹18,450
Pending Today₹9,750
EMIs Due23
FAQs

Straight answers before you get started.

Who is PayNao built for?

Mobile retailers and small finance businesses that sell supported mobile devices on instalments and want customer, EMI and device-management workflows together.

Can I manage customers and EMIs together?

Yes. The website positions PayNao as a connected retailer workspace where collection activity stays linked to the customer and financed device.

How are devices set up?

PayNao can present guided supported Android onboarding, including QR-led workflows where applicable to your actual deployment model.

Can I see which devices need attention?

Yes. The dashboard prioritises device status and attention queues for overdue, locked, inactive and other exception states.

Built for retailer confidence

Finance more devices with a clearer recovery workflow.

Bring customers, EMI collections and supported device controls into one modern PayNao experience.

PayNao

Ready to protect your financed-device business?

Use this section for retailer, distributor, demo and support enquiries.

☎️ Retailer & distributor support
💬 WhatsApp onboarding assistance
🛡️ Device-finance protection workflow